An internet-native operating system for economic activity
Arc is an open platform comprising apps, assets, developer tools, and a settlement network that connects them. It establishes a new standard for moving value seamlessly on the internet at any scale.
Explore Arc
Fund a wallet, explore the ecosystem, swap assets, or start earning — all from one place with Arc Portal.
Turn ideas into apps
Describe your concept and Arc Studio generates the frontend, backend, and smart contracts.
Build and ship faster
Use the App Kits SDK suite for onramping, earning, payments, crosschain transactions, and agentic workflows.
Supporting finance as it works today. Built for what comes next.
Arc is purpose-built for the next generation of financial and commercial applications with the performance, predictability, and institutional readiness today’s markets demand.
Asset tokenization
Issue, manage, and trade tokenized real-world assets with near-instant settlement and interoperability across ecosystems.
Onchain FX
Power 24/7 onchain FX between stablecoins with near-instant PvP settlement, programmable execution, and low, predictable fees using Circle StableFX.
Cross-border payments and payouts
Power global payments and payouts with near-instant settlement and predictable, dollar-based fees.
Treasury management
Modernize treasury operations with real-time stablecoin settlement, automated liquidity routing, programmable disbursements, and full visibility into onchain cash positions.
Capital markets settlement and collateral
Arc’s sub-second finality and stablecoin-backed collateral support high-frequency trading, real-time risk, and efficient capital usage.
Onchain credit markets
Design onchain credit markets powered by stablecoins, identity, and reputation — with near-instant settlement and predictable costs.
Agentic economic activity
Enable autonomous AI agents to coordinate, contract, and settle value in real time with programmable, stablecoin-native infrastructure.
Stablecoin FX
Build real-time, onchain stablecoin FX products with transparent pricing, near-instant settlement, and predictable fees.
Peer-to-peer payments
Launch near-instant, low-cost peer-to-peer payments with stablecoin-native transfers and deterministic settlement.
Treasury management
Deploy stablecoin-powered treasury products faster with embedded wallets, transfers, compliance tooling, and programmable liquidity management.
Prediction markets
Create capital-efficient prediction markets for economic and financial outcomes that aggregate information into real-time price signals with programmable logic and near-instant, deterministic stablecoin settlement.
Lending and borrowing
Build lending and borrowing products with near-instant stablecoin settlement, automated collateral logic, and composable onchain risk management.
Arc Portal exploration
Discover lending, borrowing, and onchain FX markets across the Arc ecosystem, alongside a marketplace for autonomous agents.
AI agents
Enable agents to manage payments, trading, and lending actions through policy-controlled execution across the Arc ecosystem.
DeFi yield
Access third-party protocols to put idle USDC to work and earn yield, or try Arc Portal for broad ecosystem access with no new workflows to learn.
DeFi-ready BTC
Convert BTC, cbBTC, or wBTC into cirBTC 1:1 with no fees, and unlock borrowing and yield opportunities on Arc and across chains.
USDC liquidity
Borrow USDC against your cirBTC, wrapped ETH, or tokenized funds as collateral, all while maintaining exposure to your assets’ potential upside.
Payments and onchain FX
Send value globally and swap between USDC and global stablecoins with near-instant settlement and low spreads.
Institutional security as a foundational principle
Arc’s founding validator cohort includes leading institutions helping build a secure, scalable network.
Purpose-built rails like Arc can support faster settlement, improved collateral mobility, and broader institutional adoption of digital assets. We’re encouraged by this development and look forward to collaborating with industry participants to help unlock the next phase of digital adoption.
Arc reflects where the industry is heading: trusted, compliant, and unified infrastructure that makes stablecoins practical for real-world payments.
The Economic OS for the internet
Arc is an open platform where money, markets, and software operate as one programmable system.
Developer resources
Dive in with hands-on guides and sample apps that help you quickly try Arc for real-world use cases using Circle developer tools.
Join the global network of builders reimagining how value moves on Arc.
Read about the latest Arc updates, developer insights, partner spotlights, and more on the Arc blog.
Explore all the resources you need to build on Arc.